Foreclosure is a legal term often on the minds of many American homeowners. Bank Foreclosures and VA Foreclosures are called Judicial Foreclosures and are available in all the 50 American states.
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The Money Doctor23.com – Bank Foreclosure
John W Lee PC – Virginia Beach, VA
John W Lee PC 757-896-0868 http://www.yellowbook.com/profile/john-w-lee-pc_1848080025.html
Duration : 0:0:36
Michael Kinzer Attorney At Law – Babylon, NY
Michael Kinzer Attorney At Law 631-983-4499 http://www.yellowbook.com/profile/kinzer-michael-attorney-at-law_1854836120.html
Duration : 0:0:36
Queens Private Student Loans Bankruptcy Attorney Forgiveness Personal Consolidation Federal Direct
Bankruptcy Lawyers Debt Consolidation Attorneys Mortgage Foreclosure Lawyer Frozen Bank Accounts and Wage Garnishment Attorney Credit Card Relief servicing Queens, Brooklyn, Bronx, Manhattan, New York, Staten Island, Nassau, Suffolk, Long Island
I’m Neil Colmenares, a Board Certified Consumer Bankruptcy Attorney. If you’re unable to pay your Student Loans, are struggling to make ends meet to avoid garnishment from the government, you may be able to get rid of those student loans in bankruptcy.
-The following is the three prong test that a Bankruptcy Judge must decide you have passed in order to be able to eliminate your student loans.
-First, the debtor’s current level of income and expenses and whether a minimal standard of living can be maintained by the debtor and dependents if the debtor must repay student loans;
-Second, additional circumstances that might suggest that debtor’s current financial condition would likely continue for a significant portion of the repayment period; and
-Third, whether the debtor has made a good faith attempt to repay the Student Loans.
Please note, the standard for discharging Student Loans in Bankruptcy in high. Although difficult, discharging Student Loans is not impossible.
Finally, some Judges will require you to have inquired into the “Income Contingency Repayment” plan before hearing a student loan discharge ability case. Please make reference to the link on this website regarding the Income Contingency Repayment plan.
If you would like to schedule a consultation, we’ve made it simple. You can use the “Quick Contact Form” on this website where you can briefly describe your case. I make every effort to personally reply within 24 hours. Or, if you prefer, you can schedule a consultation “the old fashioned way” by calling us on the telephone. Thank you.
bankruptcy filing bankruptcy bankruptcy and student loans bankruptcy loans Queens Brooklyn Bronx Manhattan New York Staten Island Nassau Suffolk Long Island Sallie Mae Private Student Loans Bankruptcy Attorney Forgiveness Personal Student Loans Consolidation Federal Direct Debt Consolidation Loans
Duration : 0:1:36
Free Bankruptcy Consultation Queens Lawyer Brooklyn Bronx New York Staten Island Nassau Suffolk NYC
Why a “Free Consultation” is never really Free. Honest New York Bankruptcy Lawyer, Lawyer Scams, Credit Card Relief, Debt Consolidation Lawyer.
Hi, I’m Neil Colmenares. I’ve been asked many times, with the exception of personal injury, why there is a small fee for a consultation with this office. The answer is simple. I’m an honest attorney. Let me explain.
It is true that some attorneys give “free” initial consultations. But remember the old adage, nothing in this world is truly free.
Generally speaking, a legal consultation when done correctly takes close to an hour of attorney time. If an attorney spends an hour with you and did not charge you a fee, chances are they are going to look for ways to make money off of you. If not, they have just wasted an hour of their time.
Typical scams include luring you in with a “free” consultation whereby the lawyer (or in most cases the secretary) after asking you a few quick questions, gives you a minimum down payment of normally $500 to come in with before they can start work on your case. After you come in with the deposit, then and only then are you actually given a real consultation. In most cases, the attorney then notifies you that either they cannot help you and they end up charging you a inflated hourly rate for the work they allegedly did or even worse, try to sell you on services that you either do not need or know will not work so that can make more money off of you.
In situations like these, are you sure you’re receiving honest advice? Was that consultation truly “free”?
At this office, since were compensated for our consultations, you will have no doubts that you have received honest, valuable and unbiased advice.
One more thing to keep in mind, in close to half of all of our consultations, we’ve been able to give our clients advice and specific information on how to resolve their problems on their own without the need of a lawyer. This all leads back to my promise to my clients to put their interests ahead of my own.
If you would like to schedule a consultation, we’ve made it simple. You can use the “Quick Contact Form” on this website where you can briefly describe your case. I make every effort to personally reply within 24 hours. Or, if you prefer, you can schedule a consultation “the old fashioned way” by calling us on the telephone. Thank you.
Queens Free Bankruptcy Consultation Bankruptcy Attorneys New York Lawyers Brooklyn Foreclosure Lawyer Long Island Staten Island mortgage modification Bronx debt consolidation attorney Nassau Suffolk Long Island Credit Card Relief
Duration : 0:2:12
Queens Bankruptcy Attorney Lawyer Brooklyn Bronx New York Staten Island Manhattan Nassau Suffolk NYC
Queens Bankruptcy Attorney Attorneys Lawyer Lawyers Queens Brooklyn Bronx New York Manhattan Staten Island Nassau Suffolk Long Island
Hi, I’m Attorney Neil Colmenares. Welcome to the website for The Law Office of Neil E. Colmenares, a Professional Corporation.
On each page of this website, you’ll find information on the areas of law that interest you. You can also find information about me, Attorney Neil Colmenares, my experience, my education and my legal activities.
It is important to know that I treat every client the same way I would treat a member of my own family—with honest and straightforward advice whose interest I always place above my own. My goal is that every client feel that they have found the best attorney who cares about them. It’s no wonder that most of our clients come from referrals from other satisfied clients.
This office is available exclusively via our brand new state of the art internet office. The days of taking off from work and spending it at your lawyers office are over. This office is never more than a phone call or video conference away. Moreover, we provide after hours consultations to accommodate your schedule. You can be assured we are up to date on the latest developments in the law and that this office uses the latest technology including electronic mail, electronic filing of court documents, electronic storage of documents and video conferencing to better serve your needs.
At The Law Office of Neil E. Colmenares, P.C., we practice in only a few areas of the law to make sure we are, in my opinion, the best at what we do. Remember, a jack of all trades is a master of none. Please know that if your legal needs fall outside of our areas of expertise, we will make every effort to refer you to an honest, diligent attorney who can help you.
This website contains a wealth of information. I encourage you to book mark this site for future reference.
If you would like to schedule a consultation, we’ve made it simple. You can use the “Quick Contact Form” on this website where you can briefly describe your case. I make every effort to personally reply within 24 hours. Or, if you prefer, you can schedule a consultation “the old fashioned way” by calling us on the telephone.
Thank you for visiting The Law Office of Neil E. Colmenares, P.C. I hope you found this information useful.
Bankruptcy Attorney Attorneys Lawyer Lawyers Queens Brooklyn Bronx New York Manhattan Staten Island Nassau Suffolk Long Island
Duration : 0:2:6
Total Bankruptcy Video
Our nationwide network of sponsoring bankruptcy attorneys can help you decide if bankruptcy is the right option to potentially eliminate your debt or stop foreclosure on your home. Connect with a nearby attorney today for a free, no-obligation consultation.
Duration : 0:0:27
Foreclosure and Alternatives
Ron and Zach discuss the process of foreclosure, pros and cons of foreclosure, and alternatives to foreclosure.
Duration : 0:13:14
Do I Have To File A Joint Bankruptcy With My Spouse?
Do I Have To File A Joint Bankruptcy With My Spouse? – Attorney John G. Merna answer the question many spouses have when their partner is considering filing a bankruptcy (Chapter 7 & Chapter 13). www.mernalaw.com
Duration : 0:1:34
Do I Have To Repay My Creditors In Bankruptcy If I Own A Home?
Do I Have To Repay My Creditors In Bankruptcy If I Own A Home? – Attorney John G. Merna discusses the general implications of owning a home when considering what bankruptcy chapter to file (Chapter 7 or Chapter 13). Having a home alone does not mean you have to repay your creditors in bankruptcy. www.mernalaw.com
Duration : 0:1:40